Real estate appraisal services for homeowners in the city of Redding and Shasta County

Here are the top seven reasons CA homeowners hire JH Appraisals:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to cut a mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in CA by determining the true market value of property in question

Need help determining the price of your house in or near Redding, CA?
Contact JH Appraisals.

We at JH Appraisals understand the particular needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to remove PMI

A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We're experienced in helping people just like you dismiss unneeded and unwanted PMI insurance.

Challenge a property tax assessment

If you live in a region that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from JH Appraisals is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. JH Appraisals can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? JH Appraisals offers field reviews where we go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? JH Appraisals can help you with that. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.